Pnb Interest Rates

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PNB Housing Loan

The facility can be utilized for any of the following purposes:
  • Purchase of Lot, House & Lot, Condominium unit, Townhouse
  • House Construction, Home Improvement
  • Refinancing / Take-out of existing loans


PTI Punjab National Bank (PNB) customers, however, can download Form-16A without login into the Net banking facility. It is a good practice to keep the TDS certificates (Form-16A) and interest certificates while filing your income tax return. Punjab National Bank’s savings account offers interest rates starting at 3.00% p.a. The interest rate also goes up to 5.25% p.a. Resident individuals, HUFs, clubs, societies, etc., can open this account. The minimum deposit amount starts from Rs. 500 and some accounts require you to maintain.

PNB Auto Loan

The facility can be utilized for purchase of brand new or second hand cars.
Maximum loanable amount shall be as follows:
  • For Brand New/Refinance Vehicles – up to 80% of the cash list or purchase price
  • For Second-Hand Vehicles – up to 75% of the appraised value



PNB Housing Loan

The facility can be utilized for any of the following purposes:
  • Purchase of Lot, House & Lot, Condominium unit, Townhouse
  • House Construction, Home Improvement
  • Refinancing / Take-out of existing loans


PNB Auto Loan

The facility can be utilized for purchase of brand new or second hand cars.
Maximum loanable amount shall be as follows:
  • For Brand New/Refinance Vehicles – up to 80% of the cash list or purchase price
  • For Second-Hand Vehicles – up to 75% of the appraised value

Fixed

Gold Loan Interest Rates: Compare cheapest Gold Loan Rates or ornaments/jewellery by Various Bank SBI, Muthoot, Mannappuram, HDFC, ICICI, PNB, Axis banks etc. Lowest Interest Rates, Best Rates Available 2020 Gold Loan in Chennai, Bangalore, Mangalore, Cochin, kerala, pondicherry, ahmedabad, delhi, mumbai, nashik, pune, gwalior, ranchi, chandigarh, ludhiana, Goa, hyderabad, warangal etc.

Check and Compare Gold Loan Interest Rates of Various Bank in India

Banks

Interest Rates

SBI Gold Loan
7.75% – 8.50%
Muthoot finance12.00% to 24.00% p.a.
Manappuram14.00% – 26.00% p.a
HDFC Bank9.90% – 15.95% p.a
ICICI Bank10.50% – 16.50% p.a
Axis Bank14.50% – 15.50% p.a
Punjab National Bank11.75% to 12.75% p.a

Best Banks Which Offers Gold Loans in India:

Muthoot Finance Gold LoanManappuram Gold Loan
SBI Gold LoanHDFC Gold Loan
ICICI Bank Gold LoanPNB Gold Loan

What are the minimum and maximum loan amounts?

You can avail gold loan for any value from Rs.10,000 to Rs.15 Lakhs instantly, as per your need.

What is the gold loan tenure option?

You can opt for a tenure of 6 months or 24 months

What are the documents that I need to submit?

Interest

Two passport size photographs
ID Proof such as Driving License or PAN Card or Form 60/61 or Passport Copy or Voter ID Card or Aadhaar Card or Ration Card. Any one document needs to be submitted
Address Proof such as Driving License / Voter ID Card / Ration Card / Aadhaar Card / Passport Copy / registered lease agreement with not older than 3 months utility bills in the name of landlord (any one)
Proof of land holding in case of agriculture loan of more than 1 Lakh

Savings

Do I have to pay any additional fee?

You will have to pay a nominal processing fee, as applicable at the time of disbursement of loan.

Can I prepay my gold loan?

Pnb Interest Rates On Savings Account

Yes, the loan can be prepaid.

Pnb Interest Rates On Rd

How can I repay the gold loan amount?

Pnb Interest Rates

You can repay the loan by Cash, Cheque, DD or through Funds Transfer.